Suze Orman discusses why it is so important to pay off your mortgage early.
Duration : 0:3:46
Mortgage experience for first time home buyers while working with loan officer, Carrie at Approved Mortgage.
Duration : 0:1:20
19
Jan
Quicken Loans Mortgage Insiders – Matt LaVaute Mortgage Banker
Author: admin // Category: first mortgage
Quicken Loans client, Alex from New York, discusses in this video testimonial how Quicken Loans helped him and his wife purchase their first home mortgage as well as their first refinance. Alexs mortgage banker worked with him daily in order to lock in the best rate. Alex was surprised at how easy, quick, and worry-free the overall process was. Two years after his first mortgage Alex contacted Quicken Loans to refinance his home. By adding a small amount of money to his loan and increasing his monthly payments slightly, he was able to reduce his interest rate by over 1% and was able to pay off more principle in each of his monthly payments, leading to an eventual savings of over $100,000 in interest over the course of his loan. Alex looks forward to working with Quicken Loans again and would recommend Quicken to anyone who wants to get a mortgage or refinance.
Quicken Loans is an Equal Housing Lender. Rates subject to change. Quicken Loans Inc. is a licensed mortgage lender. Arkansas — Quicken Loans Inc., 1050 Woodward Avenue, Detroit, MI 48226-1906, (888) 474-0404; Arizona — Quicken Loans Inc., 16425 North Pima, Suite 200, Scottsdale, AZ 85260, Mortgage Banker License #BK-0902939; California — Licensed by the Department of Corporations under California Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee (#11704) — 1050 Woodward Avenue, Detroit, MI 48226-1906; Colorado — Quicken Loans Inc., 1050 Woodward Avenue, Detroit, MI 48226-1906 (888) 474-0404; To check the license status of your mortgage broker, visit http://www.dora.state.co.us/real-estate/index.htm ; Illinois Residential Mortgage Licensee #4127 — Department of Financial and Professional Regulation, 310 S. Michigan Avenue, Suite 2130, Chicago, Illinois, 60604-4278, (312) 793-3000, 1050 Woodward Avenue, Detroit, MI 48226-1906; Massachusetts — Quicken Loans Inc., Mortgage Lender License #ML 3030; Mississippi Registered Mortgage Company; New Hampshire — Licensed by the New Hampshire Banking Department #6743MB; New Jersey — Quicken Loans Inc., 1050 Woodward Avenue, Detroit, MI 48226-1906, (888) 474-0404, Licensed Mortgage Banker — NJ Banking and Insurance Department; New York — Quicken Loans Inc., 1050 Woodward Avenue, Detroit, MI 48226-1906, Licensed Mortgage Banker — NYS Banking Department; Oregon — Quicken Loans, Inc. — License # ML-1387; Pennsylvania — Licensed as a first mortgage banker by the Department of Banking and licensed pursuant to the Pennsylvania Secondary Mortgage Loan Act; Rhode Island — Rhode Island Licensed Lender; Texas — Quicken Loans, Inc., 1050 Woodward Ave, Detroit, MI 48226; Virginia — Licensed by Virginia State Corporation Commission, License # MC-1738; Quicken Loans Nationwide Mortgage Licensing System Number 3030. Other restrictions may apply.
© 2000 – 2012 Quicken Loans Inc., All rights reserved. Lending services provided by Quicken Loans Inc., a subsidiary of Rock Holdings Inc. “Quicken Loans” is a registered service mark of Intuit Inc., used under license.
Duration : 0:4:27
17
Jan
REP. MIKEY ARROYO BIGLANG YAMAN! ARI-ARIAN UNEXPLAINED WEALTH – SAAN NAGMULA ANG KANYANG KAYAMANAN?
Author: admin // Category: first mortgage
FBI aware of Mikey and Angela Arroyo’s “suspicious transactions”
April 13, 2011 • 5 Comments
By Raissa Robles
“The Federal Bureau of Investigation is aware of the suspicious transactions” of the power couple, Congressman Mikey Arroyo and his cousin-wife Angela Montenegro-Arroyo, a US expert on anti-money laundering and financial transactions confirmed to me last night.
My source for this is James Triguero, the same one whom ABS-CBN reporter Nadia Trinidad interviewed lengthily on the same subject yesterday.
James Triguero is also the person whom Ellen Tordesillas and I referred to as “Jay” in previous posts on Mikey Arroyo’s unexplained wealth.
I asked James why he has come out openly on this issue. His explanation triggered the following question:
Does Congressman Mikey Arroyo have a Green Card or US citizenship? Can one be a member of Philippine Congress even if you have a Green Card?
James became my FB friend a year ago. He is very knowledgeable on finance and auditing because that is his field. Between 1991 and 1997, he worked in the Defense Finance and Accounting Service of the US Air Force. After that until the present, he became a security broker, for which he had to take the required yearly training against Anti-Money Laundering. He is also at present a financial advisor at Ameripise Financial.
Why has James taken the trouble to voice his opinions on such a politically hot subject? Because James has become “Filipinized” without even living in Manila. He is married to Ivy Nieva (Good for you, Ivy) and is actively involved with the Filipino-American Chamber of Commerce of Santa Clara County.
He’s also upset that Congressman Mikey acquired two property loans from IndyMac Bank, which collapsed in 2008 due to unsafe mortgage lending practices. The collapse affected many average Americans. CNN called it “the largest bank collapse since 1984.”
FBI and the Arroyos
I did not quite understand why a countrywide agency like the FBI could be interested in such a small transaction as that of Congressman Mikey. Meaning, small in dollar terms if you compare it to the ones involving jailed, ex-stock broker and financial advisor Bernie Madoff.
I said “could” because the FBI may well decide this is just too small potatoes for them and simply drop it .
Here’s how James explained it to me.
Based on James’ scrutiny of available state records on the Arroyo property, he said Congressman Mikey bought the US$1.32 million beach property at 1655 Beach Park Blvd. in Foster City CA in this manner.
Congressman Mikey paid a 20% downpayment of US$264,000
He drew two mortgages on the property from IndyMac Bank -
$858,000 as first mortgage,
then $198,000 as second mortgage
James said that although the property records do not list Congressman Mikey anywhere as the initial owner, he is pretty sure Congressman Mikey was because of a notation on the real estate record of that property in 2006. It named “Angela Montenegro” as the owner via “interspousal transfer.”
Angela Montenegro-Arroyo
In 2006, Angela was already much married to Congressman Mikey and even had an offspring together. So why would a property in the US be recorded by the couple under her maiden name “Montenegro”?
James suspects this is a way to skirt the US Patriot Act.
Whoa, there. Nobody ever said this power couple were terrorists. What do they have to do with the US Patriot Act that was enacted following the 2001 World Trade Center bombing in New York?
James pointed to Sub-section 3 of the US Patriot Act, requiring private banks “to conduct enhanced scrutiny” of any private bank account connected to “a senior foreign political figure” or his or her immediate family member or close associate.
James explained to me:
“The US has regulations in place now to make it difficult to bring corruption proceeds here as (Ferdinand) Marcos did. Any time you open a bank account here, you are asked if you are a foreign government official or related to one. Those accounts require Enhanced Due Diligence procedures and verifiable “sources of wealth” or the account can’t be opened.
Lying about that is a crime and transferring the house to “Angela Montenegro” and later to Beachway LLC was an attempt to bypass these requirements that apply to “Senior Foreign Political Figures.”. I am sure they answered “no” to those questions when the Beachway bank account was opened. They originally tried to sell the house. Angela could’ve had a bank account to deposit the title company check into, even though she was the daughter-in-law of the President of the Philippines and wife of a congressman at that time.
Here’s the pertinent portion of Sub-Section 3, Section 312 of the US Patriot Act that James is referring to:
(3) MINIMUM STANDARDS FOR PRIVATE BANKING ACCOUNTS-…..READ MORE (CLICK LINK)
http://raissarobles.com/2011/04/13/fbi-aware-of-mikey-and-angela-arroyos-suspicious-transactions/
Duration : 0:16:21
14
Jan
Helicopter vs. Graffiti Artist (the first SDK Wholecar)
Author: admin // Category: first mortgage
http://www.ephinstore.com/
12
Jan
“First Time Home Buying Secrets Revealed” by Kenn Renner – New Book
Author: admin // Category: first mortgage
Kenn Renner discusses his new book, “First Time Home Buying Secrets Revealed.”
Duration : 0:1:42
10
Jan
Bankruptcy Interview – Jim Normand and Maureen Higham
Author: admin // Category: first mortgage
Attorney Jim Normand and Attorney Maureen Higham talk about bankruptcy and answer some common questions about the process.
Bankruptcy could stop harassing phone calls from creditors and save your house, car and pension plans.
Your family deserves a fresh start. It is time to speak to a Bankruptcy law professional to understand your rights.
While many individuals are embarrassed with the thought of having to file bankruptcy, you may owe it to your family and yourself to have a second start in life. Many of our clients are surprised at how affordable and quick the process is. New Hampshire state laws and federal bankruptcy laws control the rights and obligations of individual debtors as well as the creditors. In New Hampshire you can usually keep your house by filing a reaffirmation with your first mortgage bank. You usually can keep your car and begin to develop credit again.
Duration : 0:7:52
http://www.dexknows.com/business_profiles/first_mortgage_company_of_idaho-b702035
At First Mortgage Company of Idaho, our first priority is
helping you use your mortgage as a financial tool to achieve
what you want. We’ll look at all the mortgages th
Duration : 0:0:31
02
Jan
FIRST FILM ON DADASAHEB PHALKE :: “HARISHCHANDRACHI FACTORY” :: GETS OFFICIAL-ENTRY TO ‘THE OSCARS’
Author: admin // Category: first mortgage
HURRAH !!!
Finally, a film that re-lives the struggle that the Father of Indian Cinema went through to realize his first film – Raja Harishchandra in 1913.
Director Paresh Mokashi’s debut in Marathi ‘Harishchandrachi Factory’, is not only the first feature film to capture the life and times of Dadasaheb Phalke but is also India’s official entry to the Oscars this year.
With no funding initially it was Paresh’s determination – after having to mortgage his house that helped this biopic finally see the light of day……
…..With the buzz around Harishchandrachi Factory growing – UTV Motion Pictures has now bought the film and is planning a year-end worldwide release – probably the biggest ever for a Marathi film……
Read the entire story at, http://ibnlive.in.com/news/film-on-dadasaheb-phalke-picked-for-oscars/103767-8.html
Duration : 0:1:54
Today Show (Nine Network – Australia) segment, aired on the 25/8/2008 covering Australian builder Living Green Designer Homes and their world first in carbon neutral low cost housing. Living Green Designer Homes Craig Riddle is interviewed and discusses his revolutionary new Mortgage Free series, a unique, environmentally friendly and ultra low cost modular housing system. He discusses that the homes are designed to expand as your needs and budget change. As well as being environmentally responsible when you consider global warming, their affordability makes them ideal for parents to buy as 18th or 21st birthday gifts for children and teenagers or for use in the tourism sector. Living Green Designer Homes is based on the Central Coast NSW Australia, but welcomes enquiries from around the world on enquiries@livinggreendesignerhomes.com.au.
Duration : 0:2:53