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Joe Ignat 813-943-8983
People’s Choice Realty
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I read the comments here and decided to allow them to deduct $24.95 from my account for a background check. "Brandon Cooper" (who advertised as a hiring manager on Craigslist) hasn’t returned my phone calls or emails. Perhaps the people who commented positively on this site were part of his SCAM. If that employee actually workED for them, why did he discontinue? Why isn’t the company listed in ANY of the directories? They are a registered LLC in FL but anybody could be registered and fraudulent, I was told. I gave them my funds for the background check because there has been dishonesty with some loan officers and on the very convincing conference call, they promise to reimburse you on your first check. He definitely knew how to exploit the lack of integrity in the industry! "Brandon Cooper" ran the ad for the Atlanta area. I wish I could respond to the initial question that was asked about them on your site. Please don’t allow THESE SCAMMERS to swindle you out of your money! I will be contacting the authorities as well.
Well, I am embarassed to say that I fell for this scam and have yet to get the fee for the backround check back. I have tried and tried to find a number for them other than the one for Brandon Cooper. I have already started the process for reporting them to the authorities.
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We rent out the house and live in another state. We are concerned about what the mortgage company would be able to take from us other than the house if a foreclosure happens?
For example: bank accounts, paychecks, future annuity payments, or any thing else owned?
We are not financially able to continue making payments long term but are current with payments at this time. We have also tried selling but with no luck.
We are a married couple but only one of us on the deed, if this makes any difference.
You can only find out once the foreclosure has already gone through. You can’t find out before the sheriff sale of the property, because the bank and county do not know how much the property will sell for.
They know how much the judgment is against the you, which is why they are selling the house. But if it sells for more than enough to cover the amount of the mortgage, then the bank has absolutely nothing to sue you for.
So you have to wait for the sheriff sale of the house to find out if a deficiency judgment is even a possibility. If the home sells for less than the total amount that you owed, which is entirely probable, then you will have slightly more to worry about. The bank may be able to sue you after the foreclosure for the difference between what they were owed and how much the house sold for.
But why would they bother to sue you again? You didn’t pay the monthly mortgage, you didn’t sell or refinance to get out of the foreclosure judgment, and the county government had to force your home to be auctioned off. Those aren’t the actions of a person who has the financial ability to pay tens of thousands of dollars in further judgments after foreclosure.
Don’t take that as a personal judgment against you — foreclosure happens because people run into financial hardships all the time. But from the bank’s perspective, that hardship protects you from them trying to go after even more of your resources. They will have to hire local attorneys again to initiate another lawsuit against you for the deficiency, then they’ll have to try to collect on it, and you didn’t pay them back the loan and judgment they had to begin with.
For that reason, nearly all banks do not bother with deficiency judgments. Takes too long and costs too much to collect too little. They almost never sue for another judgment after foreclosure. Not even on second homes in other states.
Hope that helps.
ForeclosureFish
Marimark Mortgage, LLC
Mary Catchur
5327 Primrose Lake Circle
Tampa, FL 33647
Phone: (813) 910-8020
Fax: (813) 972-9068
Email: info@marimarkmortgage.com
Website: http://www.marimarkmortgage.com
Business Description: Whether buying a new home or refinancing your existing mortgage, we have the loan that best fits your needs. We use all the latest technology to make the loan process as easy as possible. We are an FHA and VA approved lender, making it easy for FIRST TIME HOMEBUYERS to buy their dream home. – created at http://animoto.com
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http://www.strongfamilyfund.com, get low refinance mortgage rates in Florida, purchase or refi, USDA, FHA, VA
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http://www.buyingpalmbeachhomes.com/category/royal-palm-beach/
Royal Palm Beach Florida home for sale.Royal Palm Beach FL House for Sale – Palm Beach Plantation. POPULAR OAKLEY MODEL LOCATED NEAR CUL-DE-SAC WITH HIGH CEILING, TILE THRU OUT, WROUGHT IRON STAIR, CORION COUNTER, UPGRADE KITCHEN CABINETTHIS HOME IS ELIGIBLE FOR HOMEPATH MORTGAGE AND HOMEPATH RENOVATION FINANCING. FOR MORE INFORMATION ON LENDERS OFFERING HOMEPATH MORTGAGE AND HOMEPATH RENOVATION MORTGAGE, PLEASE VISIT WWW.HOMEPATH.COM. THIS PROPERTY IS APPROVED FOR HOMEPATH MORTGAGE AND HOMEPATH RENOVATION MORTGAGE.
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Can also explain each one? I’m considering to go in this field.
I will aprecciate honest sugestions, and also any information that relate this licenses to mutual funds and mortgage insurance.
Thank You.
For selling insurance, there’s a Property/casualty, and a life/accident/health. Each one has a resident/non-resident qualifier.
Mutual funds and mortgage insurance are different things – typically mortgage insurance is either a type of life, or a type of disability. Mutual funds are a finance product, and there’s a WHOLE BUNCH of licenses you might need for that.
I think you’re better off not trying to back into this – find a job you want, THEN see what you need to do.
www.Loans-4-u.com “Talking to Racheli is like talking to 100 banks”
Interest rates are important but not the only question you should ask when it come to home loans
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http://www.CommercialMortgageTips.com Do you need a true No Doc Commercial Mortgage? We have it, and now you can get it. For all of your Commercial Financing call 561-208-6469 NOW to get started!
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