Duration : 0:1:22

Technorati Tags: best rates, credit repair, credit scores, daniel poulos, danny poulos, elite Lending, fembi mortgage, fixed rates, Florida real estate, Jupiter Fl, lowest rates, Mortgage Banker, mortgage broker, ninja marketing, north palm beach, palm beach gardens, purchase, refinance, sales, Short, Zillow

Duration : 0:1:32

Technorati Tags: best rates, credit repair, credit scores, daniel poulos, danny poulos, elite Lending, fembi mortgage, fixed rates, Florida real estate, Jupiter Fl, lowest rates, Mortgage Banker, mortgage broker, ninja marketing, north palm beach, palm beach gardens, purchase, refinance, sales, Short, Zillow

Duration : 0:1:45

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Florida Foreclosure defense attorney and legal blogger, Roy Oppenheim, talks about deficiencies and deficiency judgments.

In Florida, if you don’t pay back money you borrowed from your Florida bank on your primary or secondary residence, the bank can come after you and your property for up to 20 years.

A deficiency is when the bank forecloses on your house and a difference of money you owe remains. Once such a deficiency is registered by a court, it becomes a deficiency judgment.

In Florida, if you have a deficiency and it becomes a deficiency judgement, the Florida bank can seize your assets (bank accounts, cars, estate, etc.) for up to 20 years.

As your Florida foreclosure defense attorney, it is Roy Oppenheim’s job to ensure that you are not subject to a deficiency or a deficiency judgment. Even if you are subject to either of these, it is lawyers like Roy Oppenheim that can help in ensuring that a deficiency or a deficiency judgment does not affect any of your life-cycle events.

Ultimately, Roy Oppenheim says that it was in fact the Banks and Wall Street that caused the current Florida real estate situation and not your supposed bad decisions.

Roy Oppenheim recommends some the following actions to ensure that you are not subject to a deficiency or deficiency judgment:
- Consult a Florida foreclosure defense attorney
- Florida Short Sale
- Florida Structured foreclosure
- Modification
- Bankruptcy

All of Roy Oppenheim’s Florida clients that have come to him early in the process have not been subject to a Florida deficiency or a Florida deficiency judgement. As a result, most of Roy Oppenheim’s Florida clients can enjoy a sense of freedom.

http://www.oppenheimlaw.com/

In a series of short clips Roy Oppenheim will be covering important topics concerning Florida foreclosure defense and what you can do to better manage today’s state of the real estate market.

Roy Oppenheim will be covering a variety of topics including the following:
- Florida Short Sales
- Florida Strategic Default
- The State of Florida’s Real Estate Market
- Florida Foreclosure Defense
- Florida Deficiency Judgments
- Florida Second Mortgages

Subscribe to Roy Oppenheim’s channel to partake in the Summer School Series and gain knowledgeable information on Foreclosure Defense as it applies not only to Florida but also the rest of the United States.

http://www.oppenheimlaw.com/

Duration : 0:3:43

Technorati Tags: Boca Raton, deficiency judgements, Florida, foreclosure, foreclosure defense, Fort Lauderdale, law, legal advice, legal counsel, Miami, mortgage, Real estate, real estate law, real-estate market, refinance, Roy Oppenheim, second mortgages, Short Sales, strategic default, weston

Duration : 0:3:46

Technorati Tags: best rates, credit repair, credit scores, daniel poulos, danny poulos, elite Lending, fembi mortgage, fixed rates, Florida real estate, Jupiter Fl, lowest rates, Mortgage Banker, mortgage broker, ninja marketing, north palm beach, palm beach gardens, purchase, refinance, refinancing, sales, Short, Zillow

Duration : 0:0:32

Technorati Tags: best rates, credit repair, credit scores, daniel poulos, danny poulos, elite Lending, fixed rates, Florida real estate, Jupiter Fl, lowest rates, Mortgage Banker, mortgage broker, ninja marketing, north palm beach, palm beach gardens, purchase, refinance, sales, Short, Zillow

Florida foreclosure defense attorney Steve Kramer examines what you should know about mortgage backed securities and how it affects your foreclosure.

Foreclosures can be a very complicated thing. To add to that confusion, banks don’t keep your loans they are possibly sold off again and again. While you signed a loan with Bank A, you may find down the road you’ve been with Bank C, D, E, and so on. Your loan is like a signed check that can be passed around. When a bank gets a bunch of these loans, they tie them up together and sell them off as a mortgage backed security. When you begin to get foreclosed on, we need to find out who truly owns the property and work from there. Mistakes happen, even electronic ones from big banks. You may be getting sued for foreclosure from someone who doesn’t even hold the note to your house anymore. Watch the video now to learn more.

For more information about foreclosure law and my firm, visit our educational website at http://www.cflforeclosure.com, where we help you through these difficult topics and defend your home. If you have legal questions, I want you to call me at (877) 493-4847. I welcome your call.

The Kramer Law Firm
Attorneys & Counselors at Law

Main Office
999 Douglas Avenue, Suite 3333
Altamonte Springs, FL 32714
407.834.4847

Tampa Office
8875 Hidden River Pkwy, Ste 300
Tampa, FL 33637
813.975.7463

Downtown Orlando Office
37 N. Orange Avenue, Suite 500
Orlando, FL 32801
407.834.4847

Duration : 0:4:13

Technorati Tags: altamonte springs, attorney, bank of america, bankruptcy, certificate holder, countrywide, Fl, Florida, foreclosure, lawyer, loan, mortgage, mortgage-backed, note, orlando, securities, security, steve kramer, Tampa

Holiday shopping can be a damaging triple threat to your credit scores. Here’s how to avoid credit “dings” that can crush your credit scores. Shared by Danny Poulos, Mortgage Banker in Jupiter FL

Duration : 0:2:2

Technorati Tags: best rates, Credit History, credit repair, credit scores, daniel poulos, danny poulos, fixed rates, Florida real estate, Jupiter Fl, lowest rates, Mortgage Banker, mortgage broker, ninja marketing, purchase, refinance, refinancing, sales, Short, Zillow

Duration : 0:2:13

Technorati Tags: 'mortgage broker fl, fl mortgage broker, Florida Mortgage Broker, florida mortgage loans, floridamortgagebroker, mortgage broker, mortgage broker florida, mortgage loans florida

Duration : 0:0:39

Technorati Tags: best rates, credit repair, credit scores, daniel poulos, danny poulos, elite Lending, fembi mortgage, fixed rates, Florida real estate, Jupiter Fl, lowest rates, Mortgage Banker, mortgage broker, ninja marketing, north palm beach, palm beach gardens, purchase, refinance, sales, Short, Zillow