10
May
Hear what our Brokers are saying about Norcom Mortgage Wholesale.
23
Apr
Business: Salary Of A Wholesale Mortgage Account Executive
Author: admin // Category: wholesale mortgage
Business Accounting, Accounting.
Video for the Visually Impaired. Enable Closed Captions (CC) to enhance this video.
Duration : 0:3:49
21
Apr
JW Warr American Note Warehouse Mortgage Notes Live Broadcast
Author: admin // Category: wholesale mortgage
http://www.AmericanNoteWarehouse.com Tonight the Hurdie Burk Internet Broadcast Network did it live show on Google Hangouts. Audio Only.. Great information on investing in small mortgage notes.. Thank you JW Warr.. My website http://www.hurdieburk.com
Duration : 1:4:47
Are Wells Fargo & Bank of America good at mortgage lending,We got pre approved in wells Fargo where we got the interest rate at 6.25%,Is that a fair one or do we need to shop around before finalising,Plzzzzzzz Helpppp.
Mortgage brokers place mortgage loans with lenders on the wholesale side. Meaning they do not directly loan you the money..they find an investor to loan you the money. Typically Wells & BofA are mortgage bankers…meaning they are the lender direct – do not confuse this with thinking they will offer a better rate because you have cut out the middle man – often Mortgage Brokers have access to slightly lower rates.
Is 6.25% a good rate depends on several factors: what type of loan, how much you are paying in fees…etc. No matter whom you choose to go thru make sure that your loan officer is willing to explain the process and answer questions in your language… sometimes loan officers use industry jargon which only confuses a first time home buyer more. Look for some one with experience and quality customer service: calls you back, answers questions… attends closing with you.
Good Luck.
I made the mistake of filling out a form on what I thought was an informational mortgage site that claimed it would respect my privacy while providing information on mortgage rates. Instead, they sold my name and information to Freedom Mortgage and other lenders. Freedom Mortage denies that they’re partnering with companies that dupe people into generating a lead. Around 5 minutes into my call, I decided to start recording it. The agent hears a message that she’s being recorded via Google Voice.
Duration : 0:2:9
18
Apr
Nationwide Commercial Mortgage Lender & Apartment Lender
Author: admin // Category: wholesale mortgage
Visit to – http://freefinancialadvicehelp.com
Commercial Loan Direct (‘CLD’) a division of CLD Capital, is a wholesale commercial mortgage lender and apartment mortgage banker originating for its own portfolio. In addition to offering its own financial programs CLD has partnered with institutional lenders, life insurance companies, banks, hedge funds, real estate investment trusts, and endorses government sponsored agency lending programs; Fannie Mae, Freddie Mac, and FHA, SBA, and USDA to bring you a wider selection of additional lending vehicles.
Visit to – http://freesecuredpersonalbankloans.com
Facebook – http://www.facebook.com/pages/Financial-Advice-freefinancialadvicehelpcom/216732455034284
Twitter – https://twitter.com/financesite
Linked in – http://www.linkedin.com/groups/Free-Financial-Advice-Call-Now-4818997/about
Slide share – http://www.slideshare.net/jamesslides9/nationwide-commercial-mortgage-lender-apartment-lender
Please Ignore –
apartment loans, commercial loans, commercial loan, commercial loan direct, apartment loan, apartment lender, commercial mortgage, commercial mortgages, conduit loans, conduit loan, multifamily mortgage, commercial mortgage lender, commercial financing, commercial real estate loans, commercial real estate financing, apartment financing, commercial, loan, loans, Bridge, Small Balance, USDA, SBA, 7a, 504
Duration : 0:0:22
18
Apr
should i work with a mortgage broker or go to the bank directly?
Author: admin // Category: wholesale mortgagethe bank rates listed online are higher than what the real estate broker is quothing — and the closing costs are the same…why can’t i get the same rate from the bank? something doesn’t make sense here.
There are two mortgage markets for residential property. Mainly, the retail and wholesale.
The retail is all the Saving and Loans, Banks, Credit Unions, etc where you go to the counter. These usually offer higher rates because of the overhead cost to have a counter and staff paid by the hour, maintained.
The wholesale is usually only accessable threw a mortgage broker. Wholesale lenders do not maintain a staff of loan officers or counters. A mortgage broker is an indendent consultant that only gets paid when a loan is closed. For this reason, a lender has much less overhead and is able to offer lower rates.
I am a mortgage broker. I also have access to over 1000+ different lending options. For this reason, I have way more products and rate comparisons to shop thru to find a lower rate for a customer.
Please give me a call if I can be of assistance.
Ben Berks
The Mortgage Factor
661-257-7690
661-554-7690 FAX
ben@themortgagefactor.com
17
Apr
Wells Fargo Stock Rises After Posting A Profit (WFC)
Author: admin // Category: wholesale mortgage
Good afternoon, you are watching The Financial News Network on FNNO.com, your source for the latest, Business News. Wells Fargo & Co. (NYSE:WFC) stock rose this morning after posting a $4.6 billion profit for the second quarter. Earnings were up 17% from a year earlier. The company earned 82 cents per share, beating analysts expectations of 81 cents per share. Profits were up in the company’s wholesale banking, community banking, and wealth management division. On the tail of the Department of Justice ruling, but not part of the settlement, Wells Fargo, on its own volition, also announced today it will discontinue funding mortgages that are originated, priced and sold by independent mortgage brokers through its mortgage Wholesale channel. Mortgages sold by independent brokers in this manner currently represent five percent of the Company’s home mortgage funded volume. Mortgage brokers operate as independent businesses and are not employed by Wells Fargo. Therefore, Wells Fargo cannot set loan prices for independent mortgage brokers nor control the combined effect of the negotiations that thousands of these independent mortgage brokers conduct with their customers. After July 13, 2012, the Company will no longer accept new applications for loans originated by independent mortgage brokers through its Wholesale channel, but will work to ensure existing applications are processed and closed. Wells Fargo stock is currently trading up 3.3% this afternoon at $33.94 per share. The stock is currently above its 50-day moving average of $32.28 and further above its 200-day moving average of $29.82. For more up to date news, Check us out at fnno.com or follow us on twitter at @fnnonline. I’m Julia Sun.
Duration : 0:2:0
16
Apr
What is the most realistic best Mortgage Rate you can receive now?
Author: admin // Category: wholesale mortgageI am looking to buy a house in a couple of months and wanted to find out , theoretically what is the lowest morgate rate one can receive and from who ?
I have recently been getting my some of my clients around a 5.875% 30 year fixed interest rate, but it all depends on their situations. I am a national mortgage broker, working with about 150 lenders on the wholesale side, but you may be able to find one locally that would be able to get you similar interest rates if you feel more comfortable working locally.
But in order to give you a more accurate quote, I would need more information. How much do you make? How much is the home you are looking to buy? What does your credit look like? Do you have 12 months of rental history? of work history? How much are you putting down on the home? These are a few of the questions that I would need the answer to.
If you have more questions, or would like some more information, email me or check out our website.
Baconshmals@yahoo.com
http://aapexfund.com
http://www.lendinguniverse.com/ wholesale lender Money is one of man’s greatest inventions. Try to imagine the operation of a complex industrial society-especially a democratic one-without money. That almost all but the simplest human societies have used money proves that it is an essential tool of civilization. But useful though it may be, money has always been a problem. Inflations and depressions have been among the most serious upheavals of industrial societies-and defects in our monetary arrangements have played an important part in every major inflation and in every major recession we have suffered. In their efforts to repair the apparent defects in their monetary arrangements, governments have erected elaborate systems to control the issue of currency and the operation of banks. Moreover, the victims of inflations, deflations, devaluations, and financial panics have understood that their troubles were in some way connected with the monetary system, but not exactly how. As a result, monetary disputes become disputes over articles of ideological faith. To most people “sound money” has the same standing as home and mother. But exactly which monetary policy is the “sound” one is not so well-agreed. And on the fringes of the debate there are always a few monetary cranks-the faith-healers of economics -who have found the one monetary system which will solve all I ‘ the world’s problems. Money is one of those things that we take for granted because it is difficult to imagine life without it. And it is so difficult for a complex society to exist without money that the breakdown of one monetary system is immediately followed by the development of a new one.
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Duration : 0:0:36