FL Mortgage

How can i lower the mortgage rate for a jumbo loan without defaulting or paying cash to lower the loan below $729,000

Since you’re using the FHA maximum loan amount ($729,000) you should be looking at pretty decent rates when compared to traditional jumbo mortgage rates. The only option would be to lower the 1st mortgage down to $417,000 and take out a 2nd mortgage for the difference, which will be next to impossible to find.