http://www.cflforeclosure.com
Florida foreclosure defense attorney Steve Kramer examines what you should know about mortgage backed securities and how it affects your foreclosure.
Foreclosures can be a very complicated thing. To add to that confusion, banks don’t keep your loans they are possibly sold off again and again. While you signed a loan with Bank A, you may find down the road you’ve been with Bank C, D, E, and so on. Your loan is like a signed check that can be passed around. When a bank gets a bunch of these loans, they tie them up together and sell them off as a mortgage backed security. When you begin to get foreclosed on, we need to find out who truly owns the property and work from there. Mistakes happen, even electronic ones from big banks. You may be getting sued for foreclosure from someone who doesn’t even hold the note to your house anymore. Watch the video now to learn more.
For more information about foreclosure law and my firm, visit our educational website at http://www.cflforeclosure.com, where we help you through these difficult topics and defend your home. If you have legal questions, I want you to call me at (877) 493-4847. I welcome your call.
The Kramer Law Firm
Attorneys & Counselors at Law
Main Office
999 Douglas Avenue, Suite 3333
Altamonte Springs, FL 32714
407.834.4847
Tampa Office
8875 Hidden River Pkwy, Ste 300
Tampa, FL 33637
813.975.7463
Downtown Orlando Office
37 N. Orange Avenue, Suite 500
Orlando, FL 32801
407.834.4847
Duration : 0:4:13
Read the rest of this entry »
Technorati Tags: altamonte springs, attorney, bank of america, bankruptcy, certificate holder, countrywide, Fl, Florida, foreclosure, lawyer, loan, mortgage, mortgage-backed, note, orlando, securities, security, steve kramer, Tampa
http://www.ephinstore.com/
Duration : 0:11:30
Read the rest of this entry »
Technorati Tags: advance, Angeles, asbestos, attorney, blood, buyers, California, car, cash, cerebral, Content, Cop (film), cord, credit, criminal, desk, donate, drug, engine, equity, for, fraud, gold, help, Hobo, home, investment, lawyer, loan, loans, Los, los angeles, management, Marketing, mesothelioma, Money, mortgage, New, note, Paint, Painting, palsy, payday, Payment, refinance, rehab, search, settlement, show, Structured, Theatre, Vancouver, vioxx, york
Attorney Jim Normand and Attorney Maureen Higham talk about bankruptcy and answer some common questions about the process.
Bankruptcy could stop harassing phone calls from creditors and save your house, car and pension plans.
Your family deserves a fresh start. It is time to speak to a Bankruptcy law professional to understand your rights.
While many individuals are embarrassed with the thought of having to file bankruptcy, you may owe it to your family and yourself to have a second start in life. Many of our clients are surprised at how affordable and quick the process is. New Hampshire state laws and federal bankruptcy laws control the rights and obligations of individual debtors as well as the creditors. In New Hampshire you can usually keep your house by filing a reaffirmation with your first mortgage bank. You usually can keep your car and begin to develop credit again.
Duration : 0:7:52
Read the rest of this entry »
Technorati Tags: and, Associates, attorney, bankruptcy, businesses, calls, car, caring, compassionate, credit, creditorslaw, debit, debitors, Debits And Credits, Exclusive, families, federal, filing, Higham, individuals, interview, Interviews, jim, keep, law, lawyer, loose, Maureen, mortgage, Normand, obligation, pension, phone, plan, Process, professional, reaffirmation, rights, small, state, Stop, trouble, understand
http://www.lawofficesofbrucerichardson.com/
STOP FORECLOSURE
PREDATORY LENDING
It is a fact that certain mortgage lenders have a demonstrated history of engaging in predatory loan practices throughout the United States.
These mortgage lenders issued thousands of subprime loans, with multiple layers of risk, through mortgage brokers who regularly provided the mortgage lenders with false information that they, intentionally, recklessly or negligently failed to verify or audit.
Lenders then paid and awarded mortgage brokers, originators and others in a manner that, predictably, induced brokers to steer borrowers into costly loan products.
If you are facing a foreclosure, call me for a free consultation 1-800-985-9007.
http://www.lawofficesofbrucerichardson.com/real-estate-law.html
Duration : 0:9:43
Read the rest of this entry »
Technorati Tags: attorney, City, estate, foreclosure, lawyer, New, NY, real, Stop, york
Today, Attorney General Martha Coakley filed final, revised mortgage broker and mortgage lender regulations with the Secretary of State and has issued official guidance to the broker and lender community to help them understand and implement the new consumer protection regulations governing mortgage brokers and lenders. The regulations, which take effect on January 2, 2008, codify several forms of mortgage fraud and unfair lending which contributed to the recent meltdown in the subprime market and the resulting foreclosure crisis in the Commonwealth.
Duration : 0:5:54
Read the rest of this entry »
Technorati Tags: attorney, Coakley, foreclosure, fraud, General, lending, Martha, massachusetts, mortgage, Regulations, subprime
http://www.howardlawpc.com – California predatory mortgage lending lawyer Howard Law PC advocates for homeowners who have experienced mortgage problems with banks and lenders.
Duration : 0:1:1
Read the rest of this entry »
Technorati Tags: attorney, bank, California, lawyer, lender, predatory mortgage
Bankruptcy attorney Joel L. Gross of Clermont Florida works exclusively in the area on bankruptcy. He helps people keep their homes by assisting them with mortgage modifications to reduce payments.
Duration : 0:1:4
Read the rest of this entry »
Technorati Tags: attorney, bankruptcy, chapter 11, chapter 12, chapter 13, chapter 7, Clermont, credit card debt reducti, debt discharge, debt elimination, exempt property, Fl, Florida, lawyer, stop creditor harassment, stop foreclosure, Video
Timelapse Sunrise over Villano Beach Fl.
Duration : 0:1:10
Read the rest of this entry »
Technorati Tags: attorney, auto insurance, beyonce, Britney Spears, car insurance quotes, cord blood, credit, Credit Score, donate, gas & electricity, hannah montana, HD video, home loans, jonas brothers, justin bieber, Katy Perry, lady gaga, lawyer, Lmfao, macro HD video, macro photography, miley cyrus, Nicki Minaj, obama, online degree, Pentax lens, personal injury claim, refinance mortgage, Sony NEX VG-10, Sony NEX-VG10, Trading, web hosting, zero apr transfer
http://www.coreycohen.com 407-246-0066 When you’re facing a federal charge, you’re looking at a lengthy loss of your liberty. The attorneys at the Law Office of Corey I. Cohen understand the federal courts system well.
Duration : 0:0:36
Read the rest of this entry »
Technorati Tags: assault, attorney, battery, burglary, criminal defense, criminal law, domestic violence, driving while intoxicate, drug charges, drug trafficking, drunken driving, dui, dui charges, dwi, felonies, felony, Fl, fraud, lawyer, misdemeanor, orlando, owi, possession, robbery, sex crimes, theft, traffic tickets, Video, white collar crime
http://realestatemarketingthisweek.com – Real Estate Marketing – Foreclosure Rescue Scams and How to Protect Yourself – With Michael J Barnes, Brett Fallon and Dan Havey of Real Estate Marketing This Week
Part 7 – The Foreclosure Sharks, you have written this book or I think it’s called a white paper. Free report whatever you want to call it its packed full of really good and interesting information. It’s called The Foreclosure Sharks – A look at the rampant theft of Americans homes through foreclosure rescue scams.
And folks I have to tell you I think we’re going to spend the next week, the majority of the show talking about what the heck is going on out there. And what you need to do to protect yourself in case you should happen to be against this problem. You really need to know what your options are. This free report is available online at http://mortgageanswerman.com. You have got to get this. The information is really good, and one of the taglines that you have here Dan is, Theres blood in the water and the sharks can smell it.
Right. What made me actually write this was a number of years ago I had been working with people in foreclosure for years, and it was just a way to let them know what was going to be going on once the foreclosure was filed against them. Now in many cases, these people were already experiencing what was going on.
And again I’ve recently had a friend or two go through foreclosure and I had them collect all of the paperwork that they got from all of the foreclosure guys out there trying to help them sell their house or do whatever it was, and I was surprised at how thin the stack was. This one gal in particular, lives in Scottsdale in a very nice house and she didnt have more than maybe 6 letters. In the past, a couple of years ago, especially at the peak of the market, when somebody was in a foreclosure situation they would have seriously a stack 6 inches thick.
People would be knocking on their door 24 hours a day, calling them, dropping off stuff. There were cars driving by all the time and it really got to be a nuisance. And frankly I think it hurt the home owner and their standing in a neighborhood, with all of that traffic and of course everybody knew that they were having problems. So that is why the report was originally written and why I wanted to talk about it today because of all the foreclosures going on in the market right now.
Now let me ask you a question, you are saying that two years ago if I were in a foreclosure my mail box would be chock-full of marketing products. Youre telling me now that there is virtually none?
Well I think that part of it is that back then there was financing available to be able to come in and refinance the people. I certainly myself did dozens of loans, at least, to bail people out of bankruptcies and foreclosures, and also people had equity back then. Property values were continuing to go up. I forget how many scams I pointed out here in the book, I think there are 18 or something in here, and most of them are essentially people attempting to get your house away from you, either refinance it, sell it for you, take a lease option, there are all kinds of different scams involved, but I think the reason we see so much less of it today is because there is so much less equity. So if you are upside down by $300,000 in your house, i dont care how good of a scammer you are, you are not going to make a lot of money off that.
But there are a couple of scams going on right now that I want to talk about because there are a couple of things that happened just recently that harkened me back to when I first got started in real estate here in Arizona in the late 1980s. I was selling repos for Fannie Mae, Countrywide, and the Resolution Trust Corporation, which was in charge of selling off all of the real estate owned for the 1,800 or so Savings and Loans that failed in the late 1980s early 1990s. There were so many scams going on then, I mean we had just tons of vacant houses we were selling, and one of the big scams that I thought was actually being perpetrated on a friend of mine the other day is a little something known as rent skimming… http://realestatemarketingthisweek.com/foreclosure-rescue-scams-and-how-to-protect-yourself/
Duration : 0:6:36
Read the rest of this entry »
Technorati Tags: Agreement, attorney, Avoid, bailout, bank, bank foreclosure, bankruptcy, dan havey, Debt, Expert, forbearance, forbearance agreement, foreclosure, fraud, Government, government foreclosure, home, insolvent, lender, loan, loan modification, Loss-Mitigation, meltdown, modification, mortgage, Mortgage Foreclosure, Real estate, real estate foreclosure, real estate marketing, rescission, rescue, Scam, Short-Sale, Stop, stop foreclosure, tax, taxes, this week