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How to Avoid Florida Deficiency Judgments by Roy Oppenheim

admin — Sun, 29 Jan 2012 13:43:04 +0000

http://www.oppenheimlaw.com/

Florida Foreclosure defense attorney and legal blogger, Roy Oppenheim, talks about deficiencies and deficiency judgments.

In Florida, if you don’t pay back money you borrowed from your Florida bank on your primary or secondary residence, the bank can come after you and your property for up to 20 years.

A deficiency is when the bank forecloses on your house and a difference of money you owe remains. Once such a deficiency is registered by a court, it becomes a deficiency judgment.

In Florida, if you have a deficiency and it becomes a deficiency judgement, the Florida bank can seize your assets (bank accounts, cars, estate, etc.) for up to 20 years.

As your Florida foreclosure defense attorney, it is Roy Oppenheim’s job to ensure that you are not subject to a deficiency or a deficiency judgment. Even if you are subject to either of these, it is lawyers like Roy Oppenheim that can help in ensuring that a deficiency or a deficiency judgment does not affect any of your life-cycle events.

Ultimately, Roy Oppenheim says that it was in fact the Banks and Wall Street that caused the current Florida real estate situation and not your supposed bad decisions.

Roy Oppenheim recommends some the following actions to ensure that you are not subject to a deficiency or deficiency judgment:
- Consult a Florida foreclosure defense attorney
- Florida Short Sale
- Florida Structured foreclosure
- Modification
- Bankruptcy

All of Roy Oppenheim’s Florida clients that have come to him early in the process have not been subject to a Florida deficiency or a Florida deficiency judgement. As a result, most of Roy Oppenheim’s Florida clients can enjoy a sense of freedom.

http://www.oppenheimlaw.com/

In a series of short clips Roy Oppenheim will be covering important topics concerning Florida foreclosure defense and what you can do to better manage today’s state of the real estate market.

Roy Oppenheim will be covering a variety of topics including the following:
- Florida Short Sales
- Florida Strategic Default
- The State of Florida’s Real Estate Market
- Florida Foreclosure Defense
- Florida Deficiency Judgments
- Florida Second Mortgages

Subscribe to Roy Oppenheim’s channel to partake in the Summer School Series and gain knowledgeable information on Foreclosure Defense as it applies not only to Florida but also the rest of the United States.

http://www.oppenheimlaw.com/

Duration : 0:3:43

Technorati Tags: Boca Raton, deficiency judgements, Florida, foreclosure, foreclosure defense, Fort Lauderdale, law, legal advice, legal counsel, Miami, mortgage, Real estate, real estate law, real-estate market, refinance, Roy Oppenheim, second mortgages, Short Sales, strategic default, weston

What You Need to Know About Mortgage-Backed Securities – FL Foreclosure Defense Lawyer Steve Kramer

admin — Sun, 22 Jan 2012 10:14:07 +0000

http://www.cflforeclosure.com

Florida foreclosure defense attorney Steve Kramer examines what you should know about mortgage backed securities and how it affects your foreclosure.

Foreclosures can be a very complicated thing. To add to that confusion, banks don’t keep your loans they are possibly sold off again and again. While you signed a loan with Bank A, you may find down the road you’ve been with Bank C, D, E, and so on. Your loan is like a signed check that can be passed around. When a bank gets a bunch of these loans, they tie them up together and sell them off as a mortgage backed security. When you begin to get foreclosed on, we need to find out who truly owns the property and work from there. Mistakes happen, even electronic ones from big banks. You may be getting sued for foreclosure from someone who doesn’t even hold the note to your house anymore. Watch the video now to learn more.

For more information about foreclosure law and my firm, visit our educational website at http://www.cflforeclosure.com, where we help you through these difficult topics and defend your home. If you have legal questions, I want you to call me at (877) 493-4847. I welcome your call.

The Kramer Law Firm
Attorneys & Counselors at Law

Main Office
999 Douglas Avenue, Suite 3333
Altamonte Springs, FL 32714
407.834.4847

Tampa Office
8875 Hidden River Pkwy, Ste 300
Tampa, FL 33637
813.975.7463

Downtown Orlando Office
37 N. Orange Avenue, Suite 500
Orlando, FL 32801
407.834.4847

Duration : 0:4:13

Technorati Tags: altamonte springs, attorney, bank of america, bankruptcy, certificate holder, countrywide, Fl, Florida, foreclosure, lawyer, loan, mortgage, mortgage-backed, note, orlando, securities, security, steve kramer, Tampa

Specific Abuses by Mortgage Lenders that Brookstone Law’s Legal Panel has Uncovered…

admin — Sun, 15 Jan 2012 02:52:51 +0000

For more information please visit http://www.Brookstone-Law.com or call Brookstone Law today! 1-800-304-1538.

Brookstone Law
4000 MacArthur Blvd., Suite 1110
Newport Beach, California 92660

http://www.Brookstone-Law.com

Duration : 0:5:28

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Stop Foreclosure in NY New York – Law Offices of Bruce Richardson

admin — Tue, 10 Jan 2012 08:09:44 +0000

http://www.lawofficesofbrucerichardson.com/
STOP FORECLOSURE
PREDATORY LENDING
It is a fact that certain mortgage lenders have a demonstrated history of engaging in predatory loan practices throughout the United States.

These mortgage lenders issued thousands of subprime loans, with multiple layers of risk, through mortgage brokers who regularly provided the mortgage lenders with false information that they, intentionally, recklessly or negligently failed to verify or audit.

Lenders then paid and awarded mortgage brokers, originators and others in a manner that, predictably, induced brokers to steer borrowers into costly loan products.

If you are facing a foreclosure, call me for a free consultation 1-800-985-9007.
http://www.lawofficesofbrucerichardson.com/real-estate-law.html

Duration : 0:9:43

Technorati Tags: attorney, City, estate, foreclosure, lawyer, New, NY, real, Stop, york

NACA returning to Miami, FL – Sept 8-12 @ the Miami Beach Convention Ctr

admin — Mon, 26 Dec 2011 16:16:39 +0000

Sept 8-12
Miami Beach Convention Ctr

SAVE YOUR HOME! SAME DAY SOLUTIONS! ALL SERVICES ARE FREE!

Duration : 0:1:23

Technorati Tags: Florida, foreclosure, interest, loan, Miami, modification, mortgage, rate

Mortgage Loans in FT MYERS, FLORIDA

admin — Sat, 24 Dec 2011 10:55:00 +0000

http://www.lendinguniverse.com/Brokers.asp Find and compare hundreds mortgage loans in FT MYERS, FLORIDA. LendingUniverse – Real Estate Brokers Commercial Mortgage Broker Letter of interest by Banks, brokers, real estate investors and lenders offer mortgages on residential, commercial land and construction in FL – FT MYERS At https://www.lendinguniverse.com/ complete simple form and we will deliver you fast, accurate multiple results. We are neither a lenders nor a broker we give borrower tools to find and track and compare all the negotiations. Lenders compete- You decide. Real Estate Loan & Investor
Our network of registered lenders includes brokers, private investor and real estate investor firms, and leading financial institutions such as Bank of America and Wells Fargo. This vast network of institutions and investors is given instant access to your real estate loan request, which guarantees the best financial deal for each and every Lending Universe client.

With our secure, integrated software, all your information is safe from outside infiltration, plus your commercial lender application can be completed and submitted in just a few minutes. Simple, effective, secure and trustworthy, your real estate loan application is always in safe hands when you deal with Lending Universe.

Over 10,000 Hard money lenders, brokers and private real estate investors in, funding residential commercial vacant land and construction loans. Service based in Los Angeles for FT MYERS, FL and includes:
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Duration : 0:0:43

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Occupy Our Homes – D6 | Occupy Wall Street Video

admin — Thu, 15 Dec 2011 14:14:23 +0000

December 6, 2011: In a Brooklyn neighborhood hard hit by the foreclosure crisis, Occupy Wall Street joins local community groups to reclaim a bank-owned property for a homeless family.

Duration : 0:5:2

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Mortgage Crisis Town Meeting – WOSU

admin — Thu, 15 Dec 2011 14:14:06 +0000

WOSU presents a panel discussion with financial experts on the community impact of the current mortgage crisis and early prevention.

WOSU Public Affairs Director Mike Thompson moderates. Panelists include Denise Gastesi, Foreclosure Intervention Specialist, Franklin County Treasurer’s Office; Jung Kim, Community Research Partners; and Linda Cook, Statewide Legal Services Foreclosure Project Manager, Ohio Poverty Law Center.

Duration : 0:56:48

Technorati Tags: foreclosure, mortgage, wosu, WOSU-TV

Video Walk Through of 9613 NW 75th Court, Tamarac FL for GSIG LLC

admin — Mon, 12 Dec 2011 23:39:03 +0000

Lovely 2/2 single family house located in Spring Lake features an open and spacious floor-plan with lots of natural light, large bedrooms with ample closet space and gorgeous lake views! Centrally located – close to major roads, shopping and dining. MUST SEE! This is a Fannie Mae HomePath property. This property is approved for HomePath Mortgage Financing and HomePath Renovation Mortgage Financing. Purchase this property for as little as 3% down! Close by October 31, 2011 and receive up to 3.5% of the final sales price to be used for closing cost assistance. Eligibility restrictions apply.For further information on this and all other bank owned properties. Please call us at 561.245.8843 or visit our website at www.g-sig.com.

Duration : 0:3:50

Technorati Tags: bank owned, bank owned real estate, Boca Raton, Boca Raton Investment Cl, Broward, Florida, for sale, foreclosure, investment property, Miami Dade, palm beach, Real estate, REO, single family home, South Florida

Alleged Mortgage Scam Leaves Family Without Home For Holidays

admin — Thu, 08 Dec 2011 13:11:20 +0000

A family of five will likely be calling a Monroeville motel their home for the holidays after an alleged mortgage scam caused them to lose their house to foreclosure.

Duration : 0:2:49

Technorati Tags: Aversa, foreclosure, jim, Marisa