This is a quick overview of the I.C.E. formula WCC uses to qualify potential borrowers when they apply for a mortgage loan. I cover income, credit and equity. Wholesale Capital Corporation is a Direct Mortgage Lender in Southern California providing loans for residential, commerical and SBA cleints. Please fell Free to contact Adam Villaneda at 951-488-3182 if you have any questions about buying a home in California. Qualifcations from commericial and SBA loans may differ from information presented in this video. In addition, WCC does have minimum requirements in all three fields covered in this short presentation. Call now to see how I can help you finance you next purchase or refinance your current home.
Duration : 0:2:38
http://www.usbest.biz/ – Learn the benefits of using a stock loan or securities based credit line for your real estate financing needs. A securities based line of credit is an excellent no doc, no credit check mortgage alternative used by many savvy investors, developers and individual home buyers. Borrow against your stock portfolio with our easy non transfer of title credit line that closes in about 1 week! Enjoy the power of being a cash buyer while you retain complete ownership of your stocks or securities assets and without disrupting your long-term financial plan. Our securities financing programs have low, bank quality rates and no prepayment penalty. Perfect for those who own a securities portfolio and who are looking for flexible financing alternatives in this restrictive mortgage lending environment. We welcome referrals from commercial and residential mortgage brokers. Copyright 2011 US Best Capital Partners, LLC all rights reserved.
Home loan professional Rob Spinosa of www.themortgagedictionary.com answers the most common question from homebuyers and those looking to refinance: “Where do I get started?” Often the answer is home loan pre-approval and this video covers how to get a mortgage. Rob goes over the items your lender will require, including; income, asset and credit documentation. Preapproval (sometimes called pre-qualification) helps real estate buyers know the maximum amount they can afford and if, based on paystubs, FICO scores and down payment they will be eligible for financing. Also in this video are checklists you can use to help you make an application for your mortgage approval. They itemize the things you should have ready when you speak with your mortgage broker or lender, such as; tax returns, bank statements, W-2 forms, etc. Rob goes over all of this in 3 minutes and helps you understand how to get a home loan and buy real estate. For more information or to begin the pre-approval process, contact Rob Spinosa at rspinosa@rpm-mtg.com or by phone at 877-270-5959. Rob is a mortgage banker at RPM Mortgage in Mill Valley, California, just north of San Francisco. He is able to assist anyone in the state of CA, and can be found on social media platforms as below:
Get 20 Questions to ask mortgage lenders and much more before you even pick up the phone to them. Mortgage Education Seminars is not affiliated with mortgage lenders, realtors or brokers. Our company educates the public how to qualify themselves for a mortgage that they will be able to pay off and own a home, while they pay their bills… We start with 20 questions to ask mortgage lenders… and there is so much more. Please visit our website to find out more. There is no beating around the bush with this course. The information is life lasting. Go to www.mortgageeducationseminars.com and click on our “Easy Llink” to see just how simple it is to get our information.
Today we’re going to quickly go over variable rate mortgages and the convertibility or “lock-in” feature that you get with most variable rate mortgages. I personally am a huge fan of variable rates and I would take a variable mortgage myself, however I find that a lot of people who are considering a variable are actually considering it for the wrong reasons and the convertibility feature is the main one.
First Class Mortgage LLC 808-486-3133 http://www.yellowbook.com/profile/first-class-mortgage-llc_1856928126.html
http://www.HarborFinancialOnline.com
Private mortgage insurance (PMI) tips & how it can determine how much house you can afford. Find out how in this video on buying a home.
http://www.2nd-mortgageloans.net — How to Get Second Mortgage Loans
Call LJL Funding in San Diego, CA at (866) 415-1871.