3 foundations for qualifying

Posted by admin on February 5th, 2012 and filed under wholesale mortgage | No Comments »

This is a quick overview of the I.C.E. formula WCC uses to qualify potential borrowers when they apply for a mortgage loan. I cover income, credit and equity. Wholesale Capital Corporation is a Direct Mortgage Lender in Southern California providing loans for residential, commerical and SBA cleints. Please fell Free to contact Adam Villaneda at 951-488-3182 if you have any questions about buying a home in California. Qualifcations from commericial and SBA loans may differ from information presented in this video. In addition, WCC does have minimum requirements in all three fields covered in this short presentation. Call now to see how I can help you finance you next purchase or refinance your current home.

Duration : 0:2:38

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What You Need to Know About Mortgage-Backed Securities – FL Foreclosure Defense Lawyer Steve Kramer

Posted by admin on January 22nd, 2012 and filed under fl mortgage | No Comments »

http://www.cflforeclosure.com

Florida foreclosure defense attorney Steve Kramer examines what you should know about mortgage backed securities and how it affects your foreclosure.

Foreclosures can be a very complicated thing. To add to that confusion, banks don’t keep your loans they are possibly sold off again and again. While you signed a loan with Bank A, you may find down the road you’ve been with Bank C, D, E, and so on. Your loan is like a signed check that can be passed around. When a bank gets a bunch of these loans, they tie them up together and sell them off as a mortgage backed security. When you begin to get foreclosed on, we need to find out who truly owns the property and work from there. Mistakes happen, even electronic ones from big banks. You may be getting sued for foreclosure from someone who doesn’t even hold the note to your house anymore. Watch the video now to learn more.

For more information about foreclosure law and my firm, visit our educational website at http://www.cflforeclosure.com, where we help you through these difficult topics and defend your home. If you have legal questions, I want you to call me at (877) 493-4847. I welcome your call.

The Kramer Law Firm
Attorneys & Counselors at Law

Main Office
999 Douglas Avenue, Suite 3333
Altamonte Springs, FL 32714
407.834.4847

Tampa Office
8875 Hidden River Pkwy, Ste 300
Tampa, FL 33637
813.975.7463

Downtown Orlando Office
37 N. Orange Avenue, Suite 500
Orlando, FL 32801
407.834.4847

Duration : 0:4:13

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Quicken Loans Mortgage Insiders – Matt LaVaute Mortgage Banker

Posted by admin on January 19th, 2012 and filed under first mortgage | No Comments »

Quicken Loans client, Alex from New York, discusses in this video testimonial how Quicken Loans helped him and his wife purchase their first home mortgage as well as their first refinance. Alexs mortgage banker worked with him daily in order to lock in the best rate. Alex was surprised at how easy, quick, and worry-free the overall process was. Two years after his first mortgage Alex contacted Quicken Loans to refinance his home. By adding a small amount of money to his loan and increasing his monthly payments slightly, he was able to reduce his interest rate by over 1% and was able to pay off more principle in each of his monthly payments, leading to an eventual savings of over $100,000 in interest over the course of his loan. Alex looks forward to working with Quicken Loans again and would recommend Quicken to anyone who wants to get a mortgage or refinance.

Quicken Loans is an Equal Housing Lender. Rates subject to change. Quicken Loans Inc. is a licensed mortgage lender. Arkansas — Quicken Loans Inc., 1050 Woodward Avenue, Detroit, MI 48226-1906, (888) 474-0404; Arizona — Quicken Loans Inc., 16425 North Pima, Suite 200, Scottsdale, AZ 85260, Mortgage Banker License #BK-0902939; California — Licensed by the Department of Corporations under California Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee (#11704) — 1050 Woodward Avenue, Detroit, MI 48226-1906; Colorado — Quicken Loans Inc., 1050 Woodward Avenue, Detroit, MI 48226-1906 (888) 474-0404; To check the license status of your mortgage broker, visit http://www.dora.state.co.us/real-estate/index.htm ; Illinois Residential Mortgage Licensee #4127 — Department of Financial and Professional Regulation, 310 S. Michigan Avenue, Suite 2130, Chicago, Illinois, 60604-4278, (312) 793-3000, 1050 Woodward Avenue, Detroit, MI 48226-1906; Massachusetts — Quicken Loans Inc., Mortgage Lender License #ML 3030; Mississippi Registered Mortgage Company; New Hampshire — Licensed by the New Hampshire Banking Department #6743MB; New Jersey — Quicken Loans Inc., 1050 Woodward Avenue, Detroit, MI 48226-1906, (888) 474-0404, Licensed Mortgage Banker — NJ Banking and Insurance Department; New York — Quicken Loans Inc., 1050 Woodward Avenue, Detroit, MI 48226-1906, Licensed Mortgage Banker — NYS Banking Department; Oregon — Quicken Loans, Inc. — License # ML-1387; Pennsylvania — Licensed as a first mortgage banker by the Department of Banking and licensed pursuant to the Pennsylvania Secondary Mortgage Loan Act; Rhode Island — Rhode Island Licensed Lender; Texas — Quicken Loans, Inc., 1050 Woodward Ave, Detroit, MI 48226; Virginia — Licensed by Virginia State Corporation Commission, License # MC-1738; Quicken Loans Nationwide Mortgage Licensing System Number 3030. Other restrictions may apply.

© 2000 – 2012 Quicken Loans Inc., All rights reserved. Lending services provided by Quicken Loans Inc., a subsidiary of Rock Holdings Inc. “Quicken Loans” is a registered service mark of Intuit Inc., used under license.

Duration : 0:4:27

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Best (Mortgage Companies) FHA, VA Loans Broken Arrow, OK 918-906-9490

Posted by admin on January 19th, 2012 and filed under mortgage lenders | No Comments »

Experts in FHA, VA: http://www.freemanteammortgage.com
Video produced by Get Found Stay Found http://www.getfoundstayfound.com
Best (Mortgage Companies) FHA, VA Loans Broken Arrow, OK 918-906-9490
Deborah Freeman owner of Freeman Team Mortgage, Inc. would love to help 1st time home buyers, Veterans, and those who wish to refinance find the mortgage that best fits their needs. Personal Service without sacrificing great rates. Check out our Testimonials & Reviews and then give us a call.

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Duration : 0:1:41

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Mortgage Minute: ARM

Posted by admin on January 17th, 2012 and filed under mortgage | No Comments »

http://www.kw.com
An Adjustable Rate Mortgage may offer a lower initial interest rate and monthly payments than a conventional fixed rate mortgage.
After an initial term, the interest rate on an adjustable-rate mortgage loan is re-set periodically to keep the rate in line with current market interest rates. For example, a 3/1 ARM loan offers a fixed rate for the first three years. The interest rate adjusts once a year thereafter. 5/1, 7/1 or 10/1 ARM loans offer a fixed rate for the first five, seven or ten years respectively, adjusting yearly thereafter. The lender sets the adjustable interest rate by adding a fixed percentage to an index rate. When the interest rate goes up, your monthly payment also increases.
Most ARM loans have a periodic rate cap and lifetime cap to limit the amount the interest rate can increase each adjustment period and over the term of the loan.
If your start rate is less than the fully indexed rate your interest rate and monthly payment may increase significantly at the first adjustment — even if the Index does not change. And, your interest rate and monthly payment will increase even more if the Index rises.
Discuss with your mortgage professional how an adjustable rate mortgage may be the solution to your financing needs.

For more information, please contact a Citi Mortgage Consultant at 1-877-693-0217.

Duration : 0:1:49

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Helicopter vs. Graffiti Artist (the first SDK Wholecar)

Posted by admin on January 14th, 2012 and filed under first mortgage | 24 Comments »

http://www.ephinstore.com/

Duration : 0:11:30

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Processing and underwriting of your Wisconsin mortgage loan and what it involves

Posted by admin on January 10th, 2012 and filed under mortgage loan | No Comments »

After you get an accepted offer you want to contact your mortgage lender immediately to sign the loan application. In this video I discuss what is all involved in the processing and underwriting of your loan

Duration : 0:2:52

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$+$ Example Letters Mortgage Lenders To Give Me A Loan – Overnight Payday Loans

Posted by admin on January 7th, 2012 and filed under mortgage lenders | No Comments »

Get Cash Now : http://www.directlenderpaydayloansz.info/
If You Looking Example Letters Mortgage Lenders To Give Me A Loan – Get Up to $1500 in 1 Hour. Fast Approval — No Credit Check. Get Right Now. You come to The Best site! Search results of Example Letters Mortgage Lenders To Give Me A Loan You can find 2000 lenders from us.

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Duration : 0:0:35

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FHA Flip rule change. Get ready

Posted by admin on January 2nd, 2012 and filed under wholesale mortgage | No Comments »

Hey Everyone,
I just heard about the flip rules changing again. Be ready and take a look.

Give me a call if you or your clients need to get set up for a loan.

Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650

Duration : 0:1:30

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Couple’s crazy struggle to keep their house

Posted by admin on December 31st, 2011 and filed under mortgage loan | 2 Comments »

After encountering financial difficulty, Tim and Robin Riley asked their mortgage lender, Bank of America, to lower their interest rate. What followed was a two-year battle with bank bureaucracy. Elaine Quijano reports on one couple’s crazy struggle to keep their house.

Duration : 0:2:44

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