Andrew Erb of First Cal Colorado Mortgage discusses his mortgage business.
Duration : 0:1:55
Andrew Erb of First Cal Colorado Mortgage discusses his mortgage business.
Duration : 0:1:55
Thank you for viewing this electronic tour presented by Cindy Armour-Helm!
Property Address:
907 Franklin Street
Harrisburg PA, 17103
COMPLETELY RENOVATED DETACHED CAPE COD IN GREAT AREA. CLOSE TO ALL MAJOR ROADWAYS AND AMENITIES.
View this listing on Realtor.com – http://www.realtor.com/realestateandhomes-detail/907-Franklin-St_Harrisburg_PA_17103_M47232-44839?ex=CEPA_10213861&mlslid=10213861
If you would like to view more properties within the Central Pennsylvania Area, please check out our channel page for a few other listings or you can view our website below to see all available listings in our area! Thank you again for watching, and please be sure to see our website for more properties!
EXIT REALTY CAPITAL AREA
CINDY ARMOUR-HELM, BROKER/OWNER
http://www.CentralPennsylvaniaHomes.com
Duration : 0:2:45
yamazee1http://gdata.youtube.com/feeds/api/users/yamazee1PeopleRealtor, Edge, Marketing, SystemRealtor Edge, Real Estate Marketing Tools By Allied Home Mortgage in Spring Hill FL
Duration : 0:1:52
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You can call it your Commonplace Book, like Benjamin Franklin, John Milton or Ralph Waldo Emerson. A work journal. You daily work dairy. It doesn’t really matter so long as you’re doing it.
We usually bring you great real estate tech tips, but today we decided to take it back to pen and paper. (For those wondering though, this can be done in Evernote!)
Dear Diary
The process is pretty easy. At the end of everyday recount what you did, didn’t do and other great things you experienced that day. The structure is what you make of it, it’s more important that you keep the stream of thoughts going. It doesn’t take much time, a little as 15 minutes can get the job done. The results will amaze you. And heck, if its good enough for those profound individuals like Franklin, Milton and Emerson, what could it do for you.
So the top 5 reasons you should start your work journal today are:
Better Than Happy Hour
Its a fantastic way to unwind from your day. Unlike the normal release most people use, going to the gym, venting to a friend… happy hour, a journal although you to really reflect. There is something about writing down the days events that brings weight to it, and really helps you remember. Plus if you need to go back and review, you can.
No BS Overview
This isn’t like when your spouse or friend asked what you did today, this is an honest time for you to reflect on what you got accomplished. We all start our day off with a “To Do List”, but how many time have those 10 things turned into 15, and you got nothing done? Or maybe you killed it today, and tore the list up and then some. This process really helps you find holes in your productivity and evaluate your day better.
#Winning
We are all much quicker to complain about a business poor service, than we are to evangelize what they did well. The same holds true for ourselves. We can be so hard on ourselves for what we didn’t get done, or how the day went. A daily work journal can really help you see the wins that happened that day, and keep you in a better state of mind.
WhiteOut For Your Day
Your daily work journal will help you minimize your mistakes. As you begin to log the things you are working on, you will start to notice pitfalls and holes. You will also start to see patterns of success. This will allow you to take principles that are working in one area, and hopefully apply them to another, to achieve greater results.
Change Your Perspective
This one is probably most important. Sometimes its crucial to take a step back and get a new perspective on what is going on. What you thought was a terrible day, might have been so much better than you remember. However, what you thought was an amazing day, might’ve been a dud, you just didn’t realize it at the time. It’s a great exercise in taking control of your time, and not wondering where it all went.
30-Day Challenge
We introduced the 30 Day Challenge last Friday. We’ve had a great response so far, better than I thought for our first try at this. Be sure to get in, and pledge whatever it is you want for your 30 Day Challenge. Money is on the line, along with a chance to change your life.
Question Of The Day
What are you doing for your 30 day challenge?
Duration : 0:4:35
Teresa Tims TheSoCalLoanPro.com meets with Allure and gets a 20% discount on Beauty Treatments. Look younger and feel better. Mina Grasso is a So. Cal Expert and someone you can trust with all your beauty needs.
Duration : 0:3:40
Website!
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Twitter!
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There is no question, the overwhelming consensus is home prices affect purchasing power more than interest rates.
The problem is it isn’t true.If you’re a REALTORS® it’s no doubt you’ve asked this question before:
How much are you pre-appoved for?
The issue is that this question is fundamentally flawed because the emphasis s placed solely on the loan amount, not the rate. Don’t blame yourself if you’re in this boat, its been an issue for some time.
What Impact Does The Interest Rate Have
Over at one of our favorite mortgage blogs, Dan Green goes in-depth on this, but the short answer is interest rates have a huge impact on purchasing power.
As interest rates rise, which they’re going to do eventually, every 1% they rise your client loses 10.75% of their purchasing power. Let’s go over that again:
1% rate change = 10.75% change in the amount of home they can afford
Although, the math does work in reverse, we don’t see rates tracking down that much further. So that is why now is the time to buy.
Time For Math Class
A step-by-step run down of how this is going to affect you when rates turn goes like this:
Buyer contacts you looking for a home. You tell them to get pre-approved.
Buyer gets pre-approved for $600,000.
In the time it took y’all to find the Buyer’s dream home, rates rose by 1%.
You send the contract to the lender only to find out the Buyer only qualifies for $535,000 now.
It Doesn’t Matter
This scenario will play out regards of your average price point. It doesn’t matter if you routinely work with buyers in the $400k market or $100k market, the numbers are the same. As rates go up your clients will lose purchasing power.
Educate your prospects and current client that there is no crystal ball to see when rates will turn, but when they do it is going to affect them more than they understand. Be the advocate they need to save money, and get into a home before the market turns.
Next up, If You Don’t A-S-K, You Won’t G-E-T
That statement alone has gotten me so far in life. With all the review sites out there, and with so many wanting to take advantage of video testimonials, some of you have asked how do you get people to do it.
The simple answer is, ASK! But, some of you want a more passive approach, so here you go.
Low-Key Testimonial Requesting 101
What we love to do towards the end of transactions is change-up our email signature. Add a direct URL to a clear call to action for a review or testimonial. If you’re into video include that as well. The drastic change from your normal email correspondence signature will catch their eye and get results.
Also, if you have a monthly e-newsletter add a link there as well. Rotate the link between your chosen sites, like Yelp!, Zillow, Trulia or a landing page made for testimonial submission.
Lastly, take advantage of Linkedin’s recommendation service. This will help your exposure on Linkedin, which we’ve found is an outstanding lead generator for us.
Question Of The Day
What helpful techniques have you used to get client testimonials?
Duration : 0:5:12
Get 20 Questions to ask mortgage lenders and much more before you even pick up the phone to them. Mortgage Education Seminars is not affiliated with mortgage lenders, realtors or brokers. Our company educates the public how to qualify themselves for a mortgage that they will be able to pay off and own a home, while they pay their bills… We start with 20 questions to ask mortgage lenders… and there is so much more. Please visit our website to find out more. There is no beating around the bush with this course. The information is life lasting. Go to www.mortgageeducationseminars.com and click on our “Easy Llink” to see just how simple it is to get our information.
Duration : 0:1:15
www.SarasotaShortSaleBlog.com – Sarasota, Florida – Forbearance could be a good option to foreclosure if the borrower is able to repay the missed mortgage payments in a timely manner. If a mortgagor is not able to make up the missed mortgage payments, forbearance will not solve the problem. In this circumstance, Short Sale could be your best option.
Duration : 0:1:6
4/3/3 Single Fam. Home (2 Story) in Pembroke Pines, Fl. – proposed monthly Mortgage Payment $ 2,866.59 – 18142 NW 15th Court, Pembroke Pines, Fl. 33029 “Realtor Pembroke Pines” “Broward County” “Sunset Isles” “Silver Lakes” “Beate Rodriguez” “Mortgage Broker” “Loan Originator” “home for sale” “house for sale” “Starter Home” “Mortgage Payment” “First Time Home buyer” “FHA Loan” “Investment Property” “Second Home” “VA loan” “Relocating to Florida” “Moving to Florida” “David McChesney” “Keyes Realty” “Realtor” “Jumbo Loan” “ARM”
Duration : 0:2:3
There are many phases to buying a first home, so get professional advice, do your homework, and know what you want.
Duration : 0:2:50