im interested in buying a home. my first child is here now and i underestimated the amount of space that my spouse and i need to function properly. ive never owned a home and am in desperate need to upsize! Please help.
P.S NO STUPID ANSWERS PLEASE! Thank you
A 620 credit score is enough to qualify for some loan programs. Specifically I’m thinking of FHA and USDA. Only some lenders will lend down to a 620 so I would suggest speaking with a Mortgage Broker who works with a number of different wholesale lenders. The reason your score is at 620 will also be a consideration, but that score alone will not rule you out. Good luck!